Insights

When considering a job offer, it's easy to get caught up in the excitement of a new career opportunity or a potential salary increase and overlook the finer details of the compensation package. However, the benefits you receive can significantly impact your financial...

Saving money is crucial to achieving financial stability and reaching long-term goals. While many people are aware of the importance of saving, they may not fully utilize the savings options available to them through their employer. In this blog post, we'll explore...

Having a well-stocked emergency fund is crucial for financial stability and peace of mind. An emergency fund is a savings account dedicated to covering unexpected expenses or income loss, such as medical bills, car repairs, or job loss. By setting aside money...

Congratulations on your new job! This exciting milestone marks the beginning of your professional journey and an excellent opportunity to set yourself up for long-term financial success.  In this blog post, we'll provide detailed, actionable tips to help you lay the...

If you're trying to decide between a 401(k) and an IRA for your retirement savings, it's important to understand the key differences between these two popular tax-advantaged accounts. Both offer valuable benefits, but the optimal choice depends on your specific...

As you approach retirement, you may consider retiring abroad. The thought of picturesque landscapes, affordable living, and cultural immersion are quite alluring. But as with anything, there are downsides that make carefully weighing the pros and cons of international...

In my last letter, I asked, “Where was the recession?” It has not shown up, and I do not think it will for several quarters, if then. Very surprisingly, I think the Fed has handled this in a way that will result in a soft landing (slowing inflation but not creating a...

Financial fraud is an ever-increasing danger that affects everyone, regardless of age or status. We all know someone who has been affected by financial fraud or have been victims of financial fraud ourselves. The Federal Trade Commission reported that in 2023,...

As we age, we may become more susceptible to fraudsters who make a living preying on retirees. This can be especially true for widows and widowers who are making decisions alone and may be particularly trusting of friendly strangers. To protect ourselves and those we...